You can expect a selection of purchase and funding options in order to make your automobile buying effortless and hassle-free with competitive rates of interest, discounts and flexible repayment plans. Utilize our convenient car finance calculators to compare car finance prices and terms and protect our payment protection to your vehicle and insurance coverage choices.

Why choose TDECU for your loan?

• Prices starting at 2.49% APR 1
• No money straight straight down solutions
• Discounts for recurring direct deposit of $250 or higher
• No concealed costs, expenses, or early-payoff charges
• Affordable payment plans customized to your preferences
• 24-hour approval on most loans
• Terms provided that 72 months

Brand brand New or utilized automobile financing

No cash down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or payoff that is early

2.49% – 48 Mo. – brand New car

No re re payments for 3 months 3

Get car finance somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or higher, with no hidden charges, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand brand New vehicle

No re re payments for ninety days 3

Motorcycle, leisure and boat automobile loans

Thinking of buying a motorcycle, ship, RV, ATV/UTV or, to refinance that loan held elsewhere 2 we now have funding options for the people, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand New leisure automobile

No payments for 3 months 3

brand brand New or utilized automobile financing

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat automobile loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or higher, with no concealed costs, expenses or payoff that is early

Reduce your payment per month. Discounts for recurring direct build up of $250 or higher, with no concealed charges, expenses or payoff that is early

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you will end up confident understanding that you have got low-rate funding given by TDECU.

Finance in the dealership

TDECU financing can be acquired straight at a huge selection of dealerships in Texas. As soon as you get the car you would like, inform the dealer you would like your loan from TDECU, complete the paperwork then right during the dealership, plus in no time at all your loan is authorized.

Shop with Carvana

Carvana has an showroom that is online of, top-quality cars. In some ticks you are able to choose, finance, and pick-up your car or truck from their automobile Vending device or have your vehicle sent to you. All with a 7-day money-back guarantee.

Car finance calculators

Our online car loan calculators can help you calculate your instalments to help you discover the right loan for you.

Pick a calculator through the list below.

Automobile: Simply How Much Will My Car Re Payments Be? Automobile: How car that is much I Pay For?

Some tips about what you will need to provide us to get going:

• Work, income, and housing information
• Amount you want to fund (cost, fees, name, permit, and warranties, less any downpayment)
• Duration of the mortgage, also referred to as the expression regarding the loan
• If you’re dealing in an automobile we are going to require the name, loan, registration and permit information
• When you have currently chosen an automobile to shop for, we’re titlemax going to require the Vehicle Identification Number (VIN), the actual mileage while the dealer or vendor’s title

Re re re Payment protection and insurance coverage coverage

GAP insurance coverage

This protection is supplemental to most of your insurance coverage and may help with having to pay any differences when considering what’s owed on the automobile, additionally the vehicle’s value.

Car benefit advantage

Included included in the GAP insurance coverage, this advantage pays around $500 per loss (unlimited losses each year) whenever a claim is filed and paid along with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency will be able to work with one to obtain the most useful auto insurance prices that won’t sacrifice protection. We will perform some contrast work, finding you the best protection at the very best value.

Have actually you received a page into the mail regarding Collateral Protection Insurance (CPI)? Click on the key below to produce your proof of insurance on the web.

Car finance FAQ

Just how can being help that is pre-approved whenever I am searching for an automobile?

Whenever you are pre-approved for an automobile loan, you are able to concentrate on negotiating the very best cost whenever going to the dealership. This permits you to definitely go shopping with full confidence, once you understand you’ll not end up getting higher rate funding. Dealers tend to simply simply simply take individuals with pre-approved funding more really since it means you are earnestly hunting for a automobile prepared to conduct business.

May I be authorized for a car loan and also funds available the exact same time?

Oftentimes, perhaps you are authorized and funds offered the day that is same. We recognize that sometimes the vehicle-buying procedure can be an matter that is urgent. We will reply to your concerns which help expedite the automobile loan application and approval procedure.

Am I able to make extra re re payments and spend my vehicle loan off prior to when the initial term?

Yes. At TDECU, there are not any prepayment charges for settling your vehicle loan prior to when your initial term. In reality, it is a terrific way to save well on interest on the long term!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest is charged for your requirements through the initial loan date from the unpaid stability through the payment deferral period that is 90-day. Restricted time offer.